Payments at machine speed

Money that flows as fast as your agents think.

Stripe and Visa were built for humans buying one thing at a time. Kredit is the real-time payment engine for the AI economy — continuous, per-second streams across a fleet of agents, settled anywhere on Earth in seconds.

Live demo → one budget, four agents, metered by the second.

Budget stream · session #4471 LIVE
Master budget remaining $5,000.00
inference-orchestratorus-east · 1.2k tok/s$0.041/s
data-retrieval-01us-east · streaming$0.018/s
vision-workerlatency 840ms · SLA breach$0.006/s
compute-pool-eueu-west · settled$0.029/s
⚠ vision-worker missed SLA — stream auto-throttled to 14% until latency recovers.
The infrastructure gap

The AI economy runs on rails built for the last one.

Card networks assume a human, a checkout, and a fee floor. Agents assume none of that. The mismatch is already showing up on invoices.

runaway cost
$48K

Burned in 14 hours

One unmonitored research session ran up $48,000 before anyone could stop it mid-stream. Another firm saw a $500M monthly bill from unwatched agent usage.

fee floor
76%

Below the $0.30 floor

Most agent transactions are micro-payments smaller than a card network's minimum fee. Processors lose money on the very flows that power AI.

multi-agent
63

Documented overruns

When an orchestrator spawns dozens of sub-agents, each needs its own budget and controls. Research has logged 63 overrun incidents from this sprawl alone.

settlement
$15T

Stuck behind T+ delays

Agents are projected to intermediate $15 trillion in purchases by 2028 — across borders that traditional settlement still measures in days.

over-provisioning

Over budget by April

The Linux Foundation reports orgs blowing through their entire 2026 token budget a third of the way into the year — paying for capacity they never use.

autonomy
65%

Hit agent incidents

Agents can't pay without human auth on legacy rails. 65% of enterprises have had agent-related incidents; over a third took a direct financial loss.

How a stream works

One budget in. Continuous value out. Every second accounted for.

A stream is a programmable channel of money. You open it once, set the rules, and Kredit meters the flow in real time — splitting, throttling, and settling without you touching it again.

STEP 01

Set one budget, split it live

Fund a master budget, then fan it out across dozens of agents with a per-agent cap on each branch. Revoke any sub-agent mid-session without disturbing the others.

STEP 02

Meter by the second

Pay for inference, data, and compute by the second of actual use — not by the month, not by the call. A 90-minute task on a 3-hour job stops at the last settled second.

STEP 03

Tie the rate to quality

Program payment against live SLA metrics. Latency climbs, the stream throttles. Service drops, it halts. You only ever pay full rate for value actually delivered.

STEP 04

Settle anywhere, instantly

Cross-border flows clear in seconds with no banks, holds, or FX desks in the path. The same stream behaves identically between any two parties, in any country.

Only on Kredit

Things you simply can't do on any other rail.

01

Run a fleet from one budget

Set a master budget, split across hundreds of sub-agents in real time. Every branch capped, every transaction auditable, any agent revocable mid-session.

02

Stop spending mid-stream

Commit nothing you don't use. When the work finishes early, the stream closes at the last settled second. Nothing stranded, nothing double-charged.

03

Make micropayments pay

Near-zero fees make sub-cent, per-token payments viable for the first time — so the unit economics of inference finally work for both sides.

04

Let agents pay for themselves

Agents settle for APIs, data, and compute with no human in the loop — inside strict, on-chain budgets that make runaway spend structurally impossible.

Legacy rails vs. Kredit

Built for a different unit of money.

Settlement timehow long money takes to land
Card rails
Kredit
Viable txn sizesmallest payment that makes economic sense
Card rails
Kredit
Agents per budgetfleet you can govern from one ceiling
Card rails
Kredit
Autonomous paymentcan an agent pay without a human
Card rails
Kredit
/sec
Billing granularity, down from per-month or per-call
<1s
Cross-border settlement, no banks or intermediaries in the path
100s
Sub-agents governed from a single master budget
$0.00
Practical fee floor — micropayments finally clear in the black

The future of AI payments is continuous, autonomous, and live.

Open your first stream and watch a budget flow across a fleet — metered to the second, settled across the world.